Products & Services

TESS International is principally involved in the provision of research, design, development, marketing and maintenance of financial software solutions. TESS International is the exclusive developer of CORAL™ Suite of Solutions, where TESS International's applications are specially developed for the use by financial institutions under its brand name - CORAL™.

CORAL™ Financial Suite

CORAL iSEM™

An End-to-End Anti Money Laundering (AML) and Anti Terrorism Financing (ATF) solution. The solution is equipped with intelligent, straight-through processing capability and in-built detection mechanism to trace and filter out fraudulent transactions with greater efficiency and clinical accuracy.


CORAL iSEM™ allows user to proactively monitor, detect and prevent any suspicious activity, individually and collectively throughout multiple channels. The pattern analysis and detection is done in near real time without human intervention. It is a powerful, multifaceted web-based application which provides FIs with end-to-end functionality for AML/ATF monitoring.

CORAL™ iSEF

A real time solution with easy and fast deployment ability to assist the financial institutions to detect and minimize fraud, as well as blocking the opportunities for fraud activities and gradually collect strong evidence against any wrong doing.


The key features of CORAL™ iSEF such as Fraud Pattern Hub, Rules Based Risk Scoring, Fraud Intelligent Sensor, Robust & Flexible Case Management, Data Analytical Tool, Transaction Scoring, Alert Management, Link Analysis and many others ensures the clinical accuracy of the outcome.

CORAL™ iFES

Intelligent Financial e-Service System. It is an comprehensive engine developed for FSI in anticipation of an e-commerce initiative. CORAL™ iFES facilitates the industry with investor management, agent management, product monitoring and management, content personalization, online payment, investment/trading management, financial reporting and etc with high efficiency.


It has equipped with a complete workflow and system administration of various modules to enable mix and match functionalities.

CORAL™ iRAS

Statistical Reporting, Analysis & Submission System. It is a comprehensive research, analysis, data mining and submission tracking application which allows users to submit, verify and retrieve economic and financial time series data.


Advanced search and analytical tools are provided to allow users to manage large volumes of data stored in multiple locations.

CORAL™ Integrator

Next Generation Business Intelligence Solution. It is an end-to-end solution that provides a complete portfolio of business intelligence capabilities. It allows organization to consolidate and drain streamlined quality information to manage core strategies and improve performance management.


CORAL™ Integrator unifies web-based analytics, dynamic reporting and business intelligence on an integrated, state-of-the-art architecture. It provides complete BI functionality directly to the browser, bringing the freedom and flexibility for anytime, anywhere access to business critical information.

CORAL™ CMS

Currency Monitoring and Inventory System. It is a system to allow financial institutions to monitor the flow of currency through its branch networks and economy, e.g. currency flow through the finance sector.


Currency stock level for the entire country is monitored and managed via the system. It allows the bank to track the purpose of currency movement as well as the destination/source of funds.

CORAL™ I³

Internet, Investment and Information Monitoring System. It is a fully integrated and comprehensive web-enabled Internet Investment and Information system which encompasses a front-end customer interface and back-end processing & administration. The front-end modules would enable the client to get connected to all its stakeholders and make available a host of services that it offers to them via the internet. Whereas, the back-end modules will enable the client daily operation to be handled more efficiently and effectively with optimum utilization of its resources.


The system has also a built-in a computerized examination system which is an integrated and comprehensive online examination system with a question bank module built-in.